Cut The Crap Retirement Show

Not Your Father’s Retirement

The planning methods and your parents used likely won’t get you to where you want to be in retirement today. So much has changed over the past 20-30 years that make it harder on pre-retirees today. Let’s look at how planning has shifted and what you need to be aware of with your finances.

 

Read more and get additional financial resources here: https://pffirm.com/2021/07/not-your-fathers-retirement/ 

 

What we discuss on this episode: 

1:18 – Reality of retirement planning today

4:14 – Working beyond the age of 65

9:08 – Expenses not decreasing in retirement

12:04 – So many more things to juggle

14:33 – Portfolio have to last longer

17:29 – Stresses the importance of planning

Learning Through Uncommon Sense

At first glance, each of these statements seem like basic common sense that everyone agrees with. But when we look at the way people actually behave with their money, it seems that common sense is actually a bit uncommon. 

 

Read more and get additional financial resources here: https://pffirm.com/2021/07/learning-through-uncommon-sense/ 

 

What we discuss on this episode here:

2:39 – Buy Low and Sell High

5:03 – Don’t pay more in taxes than you have to

9:03 – Keep costs low

13:26 – Don’t put all of your eggs into one basket

16:09 – Market timing is virtually impossible

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